Sunday, December 23, 2012

IGNORANCE REMAINS ALIVE

Some people choose to be ignorant or act ignorantly. There are other people who are ignorant just because they don't know any better. Ignorance defined  is "the lack of knowledge" . Well, looks like if we want to cure ignorance that we need to obtain knowledge.

I never want anyone to look at me and perceive me as ignorant. When I think of ignorance, I think of things that don't just don't make sense. For example, buying a new car when you can't afford the rent or the mortgage.The biggest illusion that society has is with money. If you think that success and wealth is manifested through material things you would be wrong. Ignorant people are fooled by the appearance of wealth that they attempt to achieve it without knowledge.

An ignorant person would rather borrow than save. Yes, every time you swipe your credit card knowing that you are not going to pay it off within 30 days you are borrowing. An emergency is a different story because we all have those.

Ignorant people buy cars that they can't afford.

You can afford it if:

You have savings: (At least six months of monthly expenses saved in an emergency fund)
You have investments: (401K, IRAS, ETC)
You own a home:

So, unless you are the percentage that does have a emergency fund you are not in a position to spend money frivolously.

You would be surprised to find out how many people that you think are wealthy are actually living beyond their means. Everyone driving a nice car, living in a big house, and wearing the most expensive clothes is not financially stable. Don't be fooled into thinking that represents success. If I have to live off of credit to maintain appearances, I do not want it. Stay informed, make smart investments, you only get one life to get it right.


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3 comments:

  1. Didn't get to read this last night, but it is a TRUTH that is obviously ignored by the ignorant who live off of hope, or depending on someone else to bail them out of a lot of continuous dept. This is a meesage definately for the younger generation who can build their future off logical reasoning, AND of course FAITH in GOD. GOOD STUFF.

    Dad, Love you.

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  2. yep that is crazy ppl don't even probably realize that everybody looking rich isn't. I know I really don't think too much about it, I assume they are lol....I do know that everybody who is living comfortably may actually have more than they show lol.

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